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Salaam Halal, the UK's only standalone Islamic insurer, will expand next year to offer takaful insurance to companies run by Muslim business owners. The insurer, which launched in 2008 providing car insurance and more recently home insurance, is targeting the two million Muslims living in the UK.

Chief executive Bradley Brandon-Cross says: "As the first independent Islamic insurance provider in the UK, understanding the needs of the Muslim community is key to our success. It was always our intention to look at the business market. We will be very much focusing on this project in 2010."

The plan is to offer the UK's first takaful product range for Muslim-owned small and medium-sized business. In Britain, there are some 140,000 of these, with concentrations in London, Leicester and Birmingham. Salaam Halal will particularly target businessmen with less than �1m annual turnover, typically lawyers, accountants, doctors and retailers.

Salaam Halal is considering offering life savings products in partnership with other insurers in the UK. The company also plans to move into European countries with large Muslim populations, such as France, Germany and the Netherlands.

Despite the UK insurance market being flooded with more than a hundred insurance companies actively writing motor, home and business insurance, there has never been a real choice for Muslims who want the option of buying a product that is aligned with their faith. Historically, many Muslim businesses began in city centres, in older properties, and often open long hours. The locations and trades they operated in have been markets that most insurers have avoided.

Although Muslim business in general has moved on, insurers are still using historic data rather than predictive information, meaning there is little change to the way most insurers view the sector. However, it has to be stressed that this is in no way race-related.

On grounds of practicality and faith, offering takaful insurance that includes general liability, commercial motor, commercial property and pecuniary loss, has good potential. The packages on offer to this sector are looking tired as they are based on products developed 40 years ago, so a new approach could appeal to more than the Muslim sector.

This article first appeared on Moneymarket.com on 2nd October 2009.

Details have emerged of a private briefing between the government's most senior counter-terrorism official and MPs in which he warned of the dangers of radicalisation among Muslim prisoners and admitted that CIA agents were operating in the UK.

Charles Farr, the head of the Home Office's office of security and counter-terrorism, told MPs the 8,000 Muslim inmates in England and Wales represented "a very significant group".

"We know that once they get inside prison there is a danger that they will be radicalised ... there is an additional risk that, for entirely legitimate reasons, people can get converted in prison to Islam. We are very aware of the risks," he said.

On the issue of Islamist radicalisation in prison, he revealed his unit had to help a cash-strapped prison service find enough money to develop a counter-terrorist programme, including the creation of an intelligence infrastructure.

That unit, he said, had made some inroads in tackling extremism in prisons. "It is not yet a success story but it is a story of real progress," he said, and added: "When they get back into the community what are we going to do about that?"

During the in camera evidence session to a sub-committee of the Commons home affairs select committee, Farr also confirmed there were CIA agents operating in Britain and that Britain had a "very close" relationship with the US intelligence community.

Asked if CIA agents and other "outside organisations" were working in Britain, Farr replied: "Most certainly, yes. Are they declared? Yes. They are in regular dialogue with our agencies here. The cornerstone of this is the American relationship.

"Why? For two reasons, I think, above all: because of the huge American capability that can be brought to bear on counter-terrorism, and has been since 9/11.

"Secondly ... because people who pose a threat to this country are six hours away from the eastern seaboard, something which the Americans are acutely aware of, as are we, and therefore take a very close interest in."

Farr, who rarely appears publicly, also disclosed that last year's visa ban on the Islamist preacher Sheikh Yusuf al-Qaradawi, was not straightforward. He described Qaradawi as "one of the most articulate critics of al-Qaida in the Islamic world" despite his antisemitic and homophobic views. He said the ban was still a current issue.

The redacted transcript of the unannounced evidence session, which took place in February, was vetted by Farr before it was published as an obscure annexe to a Commons home affairs select committee report on counter-terrorism published over the summer.

On prisons Farr said that there was a "very large, complicated counter-terrorist programme" run by the National Offender Management Service under a strategic framework provided by his office.

"We are funding it. They do not have enough money so we have transferred some of our programme budget, and it is a good thing that we are able to do that, into the Ministry of Justice to enable them to get it off the ground," he said.

Farr said Muslim prisoners constituted 12% to 13% of the total prison population. He said that there was a direct relationship between criminality and radicalisation that "greatly interests us", with those with non-terrorist criminal records finding terrorist networks a refuge from the isolation and alienation that they face in the community as a result of their criminal activities. For this reason the group of 8,000-plus Muslim prisoners were more vulnerable to radicalisation than many others.

Farr also said the Home Office's research, communications and information unit, which advises on the nature of the terror threat, only has a staff of 35 from across government to challenge the output of 4,500 "incessant" Islamist terrorist websites around the world.

Pressing issues

The head of the office of security and counterterrorism on:

Challenging extremists Farr emphasised that he was not interested in criminalising those with extremist views that fell short of violence.

Muslim attitudes The Home Office, said Farr, had been too reliant on commercial polling to gauge changing attitudes in the Muslim communities."

The Olympics Anti-globalisation protest movements could yet prove to be a very big challenge for the �600m Olympic games security operation.

Qaradawi "I think for any government, and I really passionately believe this, this is a real problem," said Farr. "If we refuse him a visa people will come back to us and say, 'Hang on a moment. This person is coming here to speak against the organisation which most threatens you. Surely you need to operate within a degree of latitude which allows that.' I am not saying that is a compelling argument."

A photograph of the Iranian president holding up his identity card during elections in March 2008 clearly shows his family has Jewish roots.

A close-up of the document reveals he was previously known as Sabourjian � a Jewish name meaning cloth weaver.

The short note scrawled on the card suggests his family changed its name to Ahmadinejad when they converted to embrace Islam after his birth.

The Sabourjians traditionally hail from Aradan, Mr Ahmadinejad's birthplace, and the name derives from the Jewish for "weaver of the Sabour", the name for the Jewish Tallit shawl in Persia. The name is even on the list of reserved names for Iranian Jews compiled by Iran's Ministry of the Interior.

Experts last night suggested Mr Ahmadinejad's track record for hate-filled attacks on Jews could be an overcompensation to hide his past.

Ali Nourizadeh, of the Centre for Arab and Iranian Studies, said: "This aspect of Mr Ahmadinejad's background explains a lot about him.

"Every family that converts into a different religion takes a new identity by condemning their old faith.

"By making anti-Israeli statements he is trying to shed any suspicions about his Jewish connections. He feels vulnerable in a radical Shia society."

A London-based expert on Iranian Jewry said that "jian" ending to the name specifically showed the family had been practising Jews.

"He has changed his name for religious reasons, or at least his parents had," said the Iranian-born Jew living in London. "Sabourjian is well known Jewish name in Iran."

A spokesman for the Iranian embassy in London said it would not be drawn on Mr Ahmadinejad's background. "It's not something we'd talk about," said Ron Gidor, a spokesman.

The Iranian leader has not denied his name was changed when his family moved to Tehran in the 1950s. But he has never revealed what it was change from or directly addressed the reason for the switch.

Relatives have previously said a mixture of religious reasons and economic pressures forced his blacksmith father Ahmad to change when Mr Ahmadinejad was aged four.

The Iranian president grew up to be a qualified engineer with a doctorate in traffic management. He served in the Revolutionary Guards militia before going on to make his name in hardline politics in the capital.

During this year's presidential debate on television he was goaded to admit that his name had changed but he ignored the jibe.

However Mehdi Khazali, an internet blogger, who called for an investigation of Mr Ahmadinejad's roots was arrested this summer.

Mr Ahmadinejad has regularly levelled bitter criticism at Israel, questioned its right to exist and denied the Holocaust. British diplomats walked out of a UN meeting last month after the Iranian president denounced Israel's 'genocide, barbarism and racism.'

Benjamin Netanyahu made an impassioned denunciation of the Iranian leader at the same UN summit. "Yesterday, the man who calls the Holocaust a lie spoke from this podium," he said. "A mere six decades after the Holocaust, you give legitimacy to a man who denies the murder of six million Jews while promising to wipe out the State of Israel, the State of the Jews. What a disgrace. What a mockery of the charter of the United Nations."

Mr Ahmadinejad has been consistently outspoken about the Nazi attempt to wipe out the Jewish race. "They have created a myth today that they call the massacre of Jews and they consider it a principle above God, religions and the prophets," he declared at a conference on the holocaust staged in Tehran in 2006.

This article first appeared in the Telegraph on the 3rd October 2009.